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Rochester, NY 14607
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Chapter 7 Bankruptcy in Rochester, NY

Chapter 7 Bankruptcy

Chapter 7 is the most common form of bankruptcy relief. 

Under Chapter 7, you can completely eliminate a vast array of debts. Once your petition is filed, all of your creditors must STOP all collection efforts including garnishments and lawsuits.  STOP harassing phone calls today! Call our law office at (585) 546-8170 to schedule your FREE consultation.

You are probably eligible for Chapter 7 bankruptcy right now

If you have not been granted a chapter 7 discharge you are probably eligible to file a Chapter 7 Bankruptcy petition. Also, unless a Chapter 13 Bankruptcy is a better option for your particular situation, a Chapter 7 filing usually is a very effective process to get you back on track.

Peter A. Lheron, Attorney at Law has over 25 years of bankruptcy law experience waiting to help you.

Eliminate your unsecured debts:

  • Repossession
  • Credit cards
  • Personal loans
  • Utility bills
  • Medical bills

Chapter 7 Bankruptcy Fees:

  • Typical range is from $750 to $1,500 plus a court filing fee of $335.

Chapter 13 Bankruptcy in Rochester, NY

Chapter 13 Bankruptcy

Under Chapter 13 bankruptcy, sometimes referred to as a repayment for an individual or married couple with regular income allows for the reorganization of debts that cannot be eliminated under ch. 7 (i.e. mortgages, past due taxes.)

Get help with your financial problems today and schedule your FREE consultation.

When you complete your ch. 13 (chapter 13) plan as approved by the Judge, the remaining unpaid balances to most unsecured creditors are totally forgiven.

Get relief from past due car loans and delinquent income tax obligations.

Trust in our experience to have you confidently prepared for your hearing.

Our office will prepare a chapter 13 plan which you will review and sign so that it can be filed with the Court.

We are here to help you achieve debt relief.

You will receive our personal attention during the entire process including attendance at all court hearings. The sooner our office knows that you are having a problem, the easier it will be to find you a solution.

Get help today with chapter 13 bankruptcy.

  • Mortgage
  • Car loans
  • Tax obligations

Chapter 13 Legal Fees

  • Typical range is from $2,500 to $3,000, with $500 down and the balance to be paid under the Chapter 13 plan. A filing fee of $281 will also be required prior to filing.