Under Chapter 7, you can completely eliminate a vast array of debts. Once your petition is filed, all of your creditors must STOP all collection efforts including garnishments and lawsuits. STOP harassing phone calls today! Call our law office at (585) 546-8170 to schedule your FREE consultation.
If you have not been granted a chapter 7 discharge you are probably eligible to file a Chapter 7 Bankruptcy petition. Also, unless a Chapter 13 Bankruptcy is a better option for your particular situation, a Chapter 7 filing usually is a very effective process to get you back on track.
Eliminate your unsecured debts:
Under Chapter 13 bankruptcy, sometimes referred to as a repayment for an individual or married couple with regular income allows for the reorganization of debts that cannot be eliminated under ch. 7 (i.e. mortgages, past due taxes.)
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When you complete your ch. 13 (chapter 13) plan as approved by the Judge, the remaining unpaid balances to most unsecured creditors are totally forgiven.
Trust in our experience to have you confidently prepared for your hearing.
Our office will prepare a chapter 13 plan which you will review and sign so that it can be filed with the Court.
We are here to help you achieve debt relief.
You will receive our personal attention during the entire process including attendance at all court hearings. The sooner our office knows that you are having a problem, the easier it will be to find you a solution.